Protect Your Income

"P.Y.I." stands for Protect Your Income, the essential benefit for Professional Firefighters. The name says it all… if you go down with an illness or injury that prevents you from working, and earning an income, the PYI Plan can save your family, and your fellow firefighters, from some very difficult choices.

ONLY full-time, professional firefighters who are Members in good standing of both the IAFF and the California Professional Firefighters are eligible to participate in PYI.

The cost is just $28.00 per month (plus any administration fee your Local may impose) .

Benefits Include:

• Up to 66 2/3% of income paid during period of disability. 
• No sick leave "Burn" required. 
• Additional benefits paid for HIV infection, accidental Death, felonious assault, and more. 

View frequently asked questions about PYI.

For more information about any of our products please call us at 1-800-549-4242

Long-Term Care Program

One of the biggest threats to your financial security can be the high cost of long-term care. The reality is that extended care can be needed by anyone - at any age. Long-term care is the extended care you would need because of chronic illness, injury, or frailty of old age. Your conventional health plan won't provide the extended or personal care you'd need if you required long-term care.

Without long-term care coverage, the financial and emotional ramifications could be devastating. Having long-term care coverage gives you control over your assets and your care choices - and the peace of mind to enjoy today, knowing that tomorrow is secure. With CalPERS, you can be part of one of the most comprehensive and affordable long-term care programs available today, even if you’re not a CalPERS member.

Plans at a Glance - click here